Legal

Access to and use of the website www.eximfactor.com (hereinafter, the "Website") is governed by these Terms and Conditions. By accessing or using the Website, the user agrees to be legally bound by these terms, as well as by the other policies referenced herein.

The Website is operated by EXIMFACTOR, a company duly incorporated under the laws of the State of Texas and conducting operations in the State of Florida. EXIMFACTOR offers financial solutions, including factoring services and contract discounting, primarily aimed at companies involved in commercial and international trade activities.

The purpose of the Website is to provide general information about EXIMFACTOR's services and to facilitate access to a secure transactional platform through which business users can submit information for evaluation. Use of the Website does not constitute an offer, commitment, or guarantee of any financial transaction. All services are subject to internal review processes, risk analysis, regulatory compliance, and the execution of independent written agreements.

The user declares that they act on their own behalf or as a duly authorized representative of a company, and warrants that all information provided through the Website is truthful, complete, and up to date. EXIMFACTOR shall not be liable for losses or damages arising from inaccurate, incomplete, or misleading information provided by users.

Certain functionalities of the Website require account registration. The user is responsible for safeguarding their access credentials and for all activities conducted through their account. Unauthorized, improper, or disruptive use of the Website may result in suspension or cancellation of access.

The services offered by EXIMFACTOR do not constitute bank loans, deposits, securities offerings, or consumer financial products. The rights and obligations of the parties with respect to any transaction shall be governed exclusively by the written contracts entered into between EXIMFACTOR and the client.

All intellectual property rights related to the Website and its content, including trademarks, logos, text, graphics, and software, are the property of EXIMFACTOR or its licensors and are protected by applicable United States law. Unauthorized use is strictly prohibited.

EXIMFACTOR does not guarantee that the Website will operate continuously or error-free and disclaims all liability, to the maximum extent permitted by law, for damages arising from the use or inability to use the Website.

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of laws rules. Any legal action arising out of or relating to these Terms must be brought exclusively in the state or federal courts located in the State of Florida and the State of Texas as applicable, and the user expressly consents to the jurisdiction of such courts.

EXIMFACTOR recognizes the importance of privacy and is committed to protecting the personal and business information collected through its Website and services. This Privacy Policy describes how such information is collected, used, disclosed, and protected.

EXIMFACTOR may collect identification information, contact data, commercial and financial information, transactional documentation, and technical data related to the use of the Website. Information is collected exclusively for legitimate purposes related to the evaluation, administration, and execution of financial operations offered by the company.

The information collected is used to evaluate transaction requests, manage contractual relationships, comply with legal and regulatory obligations, prevent fraud, and ensure the security and functionality of the Website. EXIMFACTOR does not sell personal information to third parties.

EXIMFACTOR implements reasonable administrative, technical, and physical measures to protect information against unauthorized access, disclosure, alteration, or destruction. However, the user acknowledges that no electronic transmission or storage system can guarantee absolute security.

Information may be shared with service providers, technology partners, professional advisors, financial institutions, or government authorities when necessary for business operations, compliance with legal obligations, contract execution, or protection of EXIMFACTOR's rights and interests.

Users may request access to, correction of, or deletion of their personal information, subject to applicable legal, contractual, and regulatory limitations.

EXIMFACTOR acts as the data controller for personal data collected through the Website and related services. The processing of such information is carried out in accordance with applicable federal and state laws of the United States, including the privacy regulations in effect in the States of Texas and Florida.

Personal data is collected and processed exclusively for legitimate business purposes related to due diligence, credit evaluation, transaction execution, risk management, regulatory compliance, and record keeping.

By accessing the Website, registering an account, or submitting information, the user consents to the collection, use, and processing of their personal data in accordance with this Policy. When necessary, additional authorizations may be requested for certain services or operations.

Given the nature of the financial services offered by EXIMFACTOR, financial data, commercial data, or confidential business information may be processed. Such information will be handled with strict confidentiality and only to the extent necessary for transaction evaluation and compliance with legal and contractual obligations.

Personal data will be retained only for as long as necessary to fulfill the purposes for which it was collected or for the period required by law, regulatory obligations, or legitimate business needs.

Requests related to personal data, including access, correction, or deletion, may be submitted through the contact channels indicated on the Website. EXIMFACTOR reserves the right to verify the identity and standing of the requester before processing any request.

This Policy may be modified periodically to reflect changes in applicable legislation or business practices. Updated versions will be published on the Website and will take effect upon publication.